PRIVACY POLICY AND USER GENERATED CONTENT POLICY

This policy governs your use of the software application BeFIQR Application for mobile devices that was created by FMISC Developer. The Application allows Organize and leverage big data analytics.

User Provided Information

The Application obtains the information you provide when you download and login the Application. However, please keep in mind that you may not be able to use the features offered by the Application unless you login with us.

Automatically Collected Information

In addition, the Application may collect certain information automatically, including, but not limited to your mobile devices unique device ID and your current location.

Does the Application collect precise real time location information of the device?

This Application does collect precise information about the location of your mobile device when it is open, but this is only shared with us when you upload any information. This is required to identify the location from where the information is updated.

Do third parties see and/or have access to information obtained by the Application?

We will share your information with third parties only in the ways that are described in this privacy statement.

We may disclose User Provided and Automatically Collected Information:

• as required by law, such as to comply with a subpoena, or similar legal process;
• when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.
• with our trusted services providers who work on our behalf, do not have an independent use of the information we disclose to them, and have agreed to adhere to the rules set forth in this privacy statement.
• if FMISC Developer is involved in a merger, acquisition, or sale of all or a portion of its assets, you will be notified via email and/or a prominent notice on our Web site of any change in ownership or uses of this information, as well as any choices you may have regarding this information.

What are my opt-out rights?

You may use the standard uninstall processes as may be available as part of your mobile device or via the mobile application marketplace or network. You can also request to opt-out via email, at biharfmisc@gmail.com

User Generated Content Guidelines and Restrictions

Your permission to use the Application is conditioned upon the following Use Restrictions and Conduct Restrictions: You agree that you will not under any circumstances:

• post any information that is abusive, threatening, obscene, defamatory, libelous, or racially, sexually, religiously, or otherwise objectionable and offensive;
• use the service for any unlawful purpose or for the promotion of illegal activities;
• attempt to, or harass, abuse or harm another person or group;
• use another user’s account without permission;
• provide false or inaccurate information when registering an account;
• interfere or attempt to interfere with the proper functioning of the Service;
• make any automated use of the system, or take any action that we deem to impose or to potentially impose an unreasonable or disproportionately large load on our servers or network infrastructure;
• publish or link to malicious content intended to damage or disrupt another user’s browser or computer.

Posting and Conduct Restrictions

When you create your own personalized account, you may be able to provide (“User Content”). You are solely responsible for the User Content that you post, upload, link to or otherwise make available via the Application. You agree that we are only acting as a passive conduit for your online distribution and publication of your User Content. We reserve the right to remove any User Content from the Service at our discretion.

The following rules pertain to User Content. By transmitting and submitting any User Content while using the Service, you agree as follows:

• you are solely responsible for your account and the activity that occurs while signed in to or while using your account;
• you will not post information that is malicious, false or inaccurate;
• you will not submit content that is copyrighted or subject to third party proprietary rights, including privacy, publicity, trade secret, etc., unless you are the owner of such rights or have the appropriate permission from their rightful owner to specifically submit such content; and
• you hereby affirm we have the right to determine whether any of your User Content submissions are appropriate and comply with these Terms of Service, remove any and/or all of your submissions, and terminate your account with or without prior notice.
• You understand and agree that any liability, loss or damage that occurs as a result of the use of any User Content that you make available or access through your use of the Application is solely your responsibility. The Company is not responsible for any public display or misuse of your User Content. The Company does not, and cannot, pre-screen or monitor all User Content. However, at our discretion, we, or technology we employ, may monitor and/or record your interactions with the Application.

Online Content Disclaimer

Opinions, advice, statements, offers, or other information or content made available through the Application, but not directly by the ourselves, are those of their respective authors, and should not necessarily be relied upon. Such authors are solely responsible for such content. We do not guarantee the accuracy, completeness, or usefulness of any information on the Application and neither do we adopt nor endorse, nor are we responsible for, the accuracy or reliability of any opinion, advice, or statement made by parties other than ourselves. We take no responsibility and assume no liability for any User Content that you or any other user or third party posts or sends over the Application. Under no circumstances will we be responsible for any loss or damage resulting from anyone’s reliance on information or other content posted on the Application, or transmitted to users.

Though we strive to enforce these Terms of Use, you may be exposed to User Content that is inaccurate or objectionable. We reserve the right, but have no obligation, to monitor the materials posted in the public areas of the service or to limit or deny a user’s access to the Application or take other appropriate action if a user violates these Terms of Use or engages in any activity that violates the rights of any person or entity or which we deem unlawful, offensive, abusive, harmful or malicious. We have the right to remove any such material that in our sole opinion violates, or is alleged to violate, the law or this agreement or which might be offensive, or that might violate the rights, harm, or threaten the safety of users or others. Unauthorized use may result in criminal and/or civil prosecution under Federal, State and local law. If you become aware of misuse of our Service, please contact us at biharfmisc@gmail.com

Changes

This Policy may be updated from time to time for any reason. We will notify you of any changes to our Policy by posting the new Policy here. You are advised to consult this Policy regularly for any changes, as continued use is deemed approval of all changes. You can check the history of this policy by clicking here.

Your Consent

By using the Application, you are consenting to our processing of your information as set forth in this Policy now and as amended by us. "Processing,” means using cookies on a computer/handheld device or using or touching information in any way, including, but not limited to, collecting, storing, deleting, using, combining and disclosing information, all of which activities will take place in FMISC.

Contact Us

If you have any questions regarding privacy while using the Application, or have questions about our practices, please contact us via email at biharfmisc@gmail.com